Silver Genuine Pearl

Pearl ring instead of a diamond ring?
My fiance told me he wanted to buy me a diamond ring for when we get married, but what if I get a pearl or pearl/diamond ring? Does it really have to be diamond? I'd like a pearl ring, but he said that it isn't proper. Your opinions?
ALSO: I know nothing about pearls, really. A little white pearl on a gold, silver, or platinum band is fine with me. But how do I identify a real pearl from a fake? Where can I find a genuine pearl ring?
Crazier idea:
I'm not a jewelry person. Especially rings, I tend to fukc them up because I use my hands a lot. Will people think I'm a moron, or could it be offensive, if I wear the ring on a steel link chain? Or just a really pretty chain, that isn't dainty? Do most wives wear their wedding ring every day, or like on dates or special occasions?
My dad gave my mom a pearl when he asked her to marry him. The ring is still in great condition after 40 years. The pearl is my favorite stone (I like them better than diamonds, although I would never say no to a diamond!) An engagement ring can be any (or no) stone that you chose. Remember Princess Diana's engagement ring, it was a sapphire. A fake pearl will feel smooth when you rub it on your teeth. a real one will feel a little rough.
If you are afraid of hurting your ring while working, by all means take it off and put it on a chain. Also with a pearl you will want to take it off when you will be in contact with any liquids.
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